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Serial Number86217550
StatusStatus 622
OwnerChristopher Bishop
Case Details
Mark
THE FAITH CARD, INC IS A NEW COMPANY THAT HELPS CONSUMERS BUILD THEIR FAIR ISAAC CORPORATION (FICO) CREDIT SCORE BY USING THEIR REGULAR MONTHLY BILLS (E.G. RENT, GAS AND ELECTRIC, PHONE, ETC). THE FICO SCORE IS PRIMARILY USED IN CREDIT DECISIONS MADE BY BANKS AND OTHER PROVIDERS OF SECURED AND UNSECURED CREDIT. CURRENTLY, THE THREE MAJOR CREDIT REPORTING AGENCIES (EXPERIAN, EQUIFAX AND TRANSUNION) DO NOT TRACK OR FACTOR INTO CREDIT SCORES ON-TIME BILL PAYMENTS BECAUSE THEY DO NOT RECOGNIZE THEM AS TRADITIONAL CREDIT DATA. THE CREDIT INDUSTRY REFERS TO THEM AS "ALTERNATIVE CREDIT DATA". THE CREDIT BUREAUS COLLECT DATA ABOUT CONSUMERS THAT THEY USE TO COMPILE CREDIT REPORTS. THEY THEN USE PROPRIETARY SOFTWARE, WHICH THEY GET FROM FAIR ISAAC CORPORATION, TO GENERATE FICO SCORES, WHICH ARE SUBSEQUENTLYSOLD TO LENDERS. EVEN THOUGH LANDLORDS, CABLE AND PHONE SERVICE PROVIDERS ARE PLEASED WITH THEIR CUSTOMERS' TIMELY PAYMENTS, THIS POSITIVE INFORMATION ISN'T REPORTED TO THE CREDIT BUREAUS. IF, HOWEVER, A CONSUMER IS LATE IN PAYING THESE BILLS, THE LANDLORD OR UTILITY DEPARTMENT HAS THE RIGHT TO REPORT THE BILLS AS DELINQUENT TO THE CREDIT BUREAUS. ANY OF THESEBLEMISHES TO THE CONSUMER'S CREDIT REPORT CAN BE AS HARMFUL TO THEIR FICO SCORE AS THE MORE COMMONLY REPORTED ITEMS SUCH AS LATE PAYMENTS ON LOANS OR CREDIT CARDS. BY USING THEIR FAITH CARD ACCOUNT, ANY CONSUMER CAN NOW RAISE THEIR FICO SCORE USING THEIR BILL PAYMENT TRANSACTIONS.
This page is served live from the USPTO Trademark Status & Document Retrieval (TSDR) API, so status, prosecution history and documents reflect the latest information returned by the USPTO at the time of your request.
The “About This Trademark” summary and FAQ above are AI-generated from the register data shown on this page. They are factual summaries only — always verify details against the official register before making legal decisions.
Why this US trademark matters
Every US trademark on file with the USPTO is a public declaration that a brand is using — or intends to use — a specific word, logo, or phrase on defined goods or services in commerce. Serial number 86217550 sits on the federal register as a reference point for competitors, attorneys, and founders running clearance on similar marks. Reading individual filings like this one in detail is one of the most direct ways to see how the USPTO treats descriptiveness, distinctiveness, and likelihood of confusion in practice — and the federal register remains the single best free signal for whether a proposed brand name has room to register without conflict.
THE FAITH CARD, INC IS A NEW COMPANY THAT HELPS CONSUMERS BUILD THEIR FAIR ISAAC CORPORATION (FICO) CREDIT SCORE BY USING THEIR REGULAR MONTHLY BILLS (E.G. RENT, GAS AND ELECTRIC, PHONE, ETC). THE FICO SCORE IS PRIMARILY USED IN CREDIT DECISIONS MADE BY BANKS AND OTHER PROVIDERS OF SECURED AND UNSECURED CREDIT. CURRENTLY, THE THREE MAJOR CREDIT REPORTING AGENCIES (EXPERIAN, EQUIFAX AND TRANSUNION) DO NOT TRACK OR FACTOR INTO CREDIT SCORES ON-TIME BILL PAYMENTS BECAUSE THEY DO NOT RECOGNIZE THEM AS TRADITIONAL CREDIT DATA. THE CREDIT INDUSTRY REFERS TO THEM AS "ALTERNATIVE CREDIT DATA". THE CREDIT BUREAUS COLLECT DATA ABOUT CONSUMERS THAT THEY USE TO COMPILE CREDIT REPORTS. THEY THEN USE PROPRIETARY SOFTWARE, WHICH THEY GET FROM FAIR ISAAC CORPORATION, TO GENERATE FICO SCORES, WHICH ARE SUBSEQUENTLYSOLD TO LENDERS. EVEN THOUGH LANDLORDS, CABLE AND PHONE SERVICE PROVIDERS ARE PLEASED WITH THEIR CUSTOMERS' TIMELY PAYMENTS, THIS POSITIVE INFORMATION ISN'T REPORTED TO THE CREDIT BUREAUS. IF, HOWEVER, A CONSUMER IS LATE IN PAYING THESE BILLS, THE LANDLORD OR UTILITY DEPARTMENT HAS THE RIGHT TO REPORT THE BILLS AS DELINQUENT TO THE CREDIT BUREAUS. ANY OF THESEBLEMISHES TO THE CONSUMER'S CREDIT REPORT CAN BE AS HARMFUL TO THEIR FICO SCORE AS THE MORE COMMONLY REPORTED ITEMS SUCH AS LATE PAYMENTS ON LOANS OR CREDIT CARDS. BY USING THEIR FAITH CARD ACCOUNT, ANY CONSUMER CAN NOW RAISE THEIR FICO SCORE USING THEIR BILL PAYMENT TRANSACTIONS.
US Trademark — TSDR
THE FAITH CARD, INC IS A NEW COMPANY THAT HELPS CONSUMERS BUILD THEIR FAIR ISAAC CORPORATION (FICO) CREDIT SCORE BY USING THEIR REGULAR MONTHLY BILLS (E.G. RENT, GAS AND ELECTRIC, PHONE, ETC). THE FICO SCORE IS PRIMARILY USED IN CREDIT DECISIONS MADE BY BANKS AND OTHER PROVIDERS OF SECURED AND UNSECURED CREDIT. CURRENTLY, THE THREE MAJOR CREDIT REPORTING AGENCIES (EXPERIAN, EQUIFAX AND TRANSUNION) DO NOT TRACK OR FACTOR INTO CREDIT SCORES ON-TIME BILL PAYMENTS BECAUSE THEY DO NOT RECOGNIZE THEM AS TRADITIONAL CREDIT DATA. THE CREDIT INDUSTRY REFERS TO THEM AS "ALTERNATIVE CREDIT DATA". THE CREDIT BUREAUS COLLECT DATA ABOUT CONSUMERS THAT THEY USE TO COMPILE CREDIT REPORTS. THEY THEN USE PROPRIETARY SOFTWARE, WHICH THEY GET FROM FAIR ISAAC CORPORATION, TO GENERATE FICO SCORES, WHICH ARE SUBSEQUENTLYSOLD TO LENDERS. EVEN THOUGH LANDLORDS, CABLE AND PHONE SERVICE PROVIDERS ARE PLEASED WITH THEIR CUSTOMERS' TIMELY PAYMENTS, THIS POSITIVE INFORMATION ISN'T REPORTED TO THE CREDIT BUREAUS. IF, HOWEVER, A CONSUMER IS LATE IN PAYING THESE BILLS, THE LANDLORD OR UTILITY DEPARTMENT HAS THE RIGHT TO REPORT THE BILLS AS DELINQUENT TO THE CREDIT BUREAUS. ANY OF THESEBLEMISHES TO THE CONSUMER'S CREDIT REPORT CAN BE AS HARMFUL TO THEIR FICO SCORE AS THE MORE COMMONLY REPORTED ITEMS SUCH AS LATE PAYMENTS ON LOANS OR CREDIT CARDS. BY USING THEIR FAITH CARD ACCOUNT, ANY CONSUMER CAN NOW RAISE THEIR FICO SCORE USING THEIR BILL PAYMENT TRANSACTIONS.
Serial Number 86217550
US trademark protection is territorial, class-specific, and built on use in commerce. A registration covering THE FAITH CARD, INC IS A NEW COMPANY THAT HELPS CONSUMERS BUILD THEIR FAIR ISAAC CORPORATION (FICO) CREDIT SCORE BY USING THEIR REGULAR MONTHLY BILLS (E.G. RENT, GAS AND ELECTRIC, PHONE, ETC). THE FICO SCORE IS PRIMARILY USED IN CREDIT DECISIONS MADE BY BANKS AND OTHER PROVIDERS OF SECURED AND UNSECURED CREDIT. CURRENTLY, THE THREE MAJOR CREDIT REPORTING AGENCIES (EXPERIAN, EQUIFAX AND TRANSUNION) DO NOT TRACK OR FACTOR INTO CREDIT SCORES ON-TIME BILL PAYMENTS BECAUSE THEY DO NOT RECOGNIZE THEM AS TRADITIONAL CREDIT DATA. THE CREDIT INDUSTRY REFERS TO THEM AS "ALTERNATIVE CREDIT DATA". THE CREDIT BUREAUS COLLECT DATA ABOUT CONSUMERS THAT THEY USE TO COMPILE CREDIT REPORTS. THEY THEN USE PROPRIETARY SOFTWARE, WHICH THEY GET FROM FAIR ISAAC CORPORATION, TO GENERATE FICO SCORES, WHICH ARE SUBSEQUENTLYSOLD TO LENDERS. EVEN THOUGH LANDLORDS, CABLE AND PHONE SERVICE PROVIDERS ARE PLEASED WITH THEIR CUSTOMERS' TIMELY PAYMENTS, THIS POSITIVE INFORMATION ISN'T REPORTED TO THE CREDIT BUREAUS. IF, HOWEVER, A CONSUMER IS LATE IN PAYING THESE BILLS, THE LANDLORD OR UTILITY DEPARTMENT HAS THE RIGHT TO REPORT THE BILLS AS DELINQUENT TO THE CREDIT BUREAUS. ANY OF THESEBLEMISHES TO THE CONSUMER'S CREDIT REPORT CAN BE AS HARMFUL TO THEIR FICO SCORE AS THE MORE COMMONLY REPORTED ITEMS SUCH AS LATE PAYMENTS ON LOANS OR CREDIT CARDS. BY USING THEIR FAITH CARD ACCOUNT, ANY CONSUMER CAN NOW RAISE THEIR FICO SCORE USING THEIR BILL PAYMENT TRANSACTIONS. does not automatically extend to every variant of the mark, every related category, or every other country, which is why brand owners pair USPTO clearance with structured cross-register checks — our US trademark search covers the USPTO register, while the wider UK clearance tool, Trademark Wiki, and the cross-register matches above let you see how the same word mark looks in adjacent jurisdictions before you file. International expansion typically routes through the Madrid Protocol once a US base application is on file.
If you are evaluating a filing that touches the same goods or services class as serial 86217550, start with an exact-match and phonetic-near-match check, review the cited identification of goods against the commercial use you actually intend, and document your use-in-commerce evidence in a form a USPTO examining attorney can act on. Most US office actions turn on either a Section 2(d) likelihood-of-confusion refusal or a Section 2(e) descriptiveness refusal — both are far easier to head off with disciplined upfront clearance than they are to overcome once issued, which is where a US-qualified trademark attorney adds the most value early.
